How to ask for the bill in Spanish: ¿me cobra?, not quiero pagar

In Mexico you ask them to charge you. It sounds strange in English and perfectly natural at the table.

You said
Quiero pagar.
What it means: I want to pay. (abrupt)
A local says
¿Me cobra, por favor?
Can I get the bill, please?
Why: In Mexico you ask them to charge you: ¿me cobra? Or anywhere: ¿me trae la cuenta?
A restaurant in Mexico City
Quiero pagar.
Claro, joven. ¿Junto o separado?

Quiero pagar is grammatical and a little blunt, the way "I want to pay" would be in English. The universal phrase is la cuenta, por favor or the fuller ¿me trae la cuenta? (will you bring me the bill). Mexico adds its own: ¿me cobra?, literally "will you charge me?", which is the most local way to ask.

What comes next: ¿junto o separado? (together or separately), ¿efectivo o tarjeta? (cash or card), and in many places the card machine comes to the table, so ¿con tarjeta? while you hold it up is all you need. Tipping is la propina, around ten to fifteen percent in Mexico, and ¿le pongo propina? is the waiter asking whether to add it on the card.

If you're treating: yo invito (it's on me). If you're splitting: vamos a la mitad or, the Mexican way, a la americana. And ¿está incluido el servicio? answers the question you were about to ask.

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Also worth knowing

SpanishEnglish
La cuenta, por favor.The bill, please.
¿Con tarjeta, se puede?Can I pay by card?
Yo invito.It's on me.

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